FINANCE & CREDIT

All aspects of your financial needs are looked at with a common sense attitude.

Your trade experience, business model, success to date and future plans are all important to our panel of lenders.

They are able to see beyond adverse credit ratings and any problems you may be facing and instead look to evaluate the future growth and value of the business and its viability for funding.

Our network of lenders (private and corporate) are diverse, open minded and realistically mindful of the multitude of problems facing any and all businesses, they are therefore flexible in their approach and attitudes, enabling them to offer a range of solutions and options unavailable via most high street and institutional lenders.

We are fortunate where we can present funding proposals on behalf of our clients directly to the decision makers for their consideration.

We are able to present and explain our clients requirements in detail at face to face meetings with the funders underwriters, thereby ensuring the best possible chance of funding success.

Please note the following core areas our lenders are willing to finance / re-finance

• INVESTOR & LANDLORD DISPUTES
• EXISTING LOANS
• REFURBISHMENT, REDEVELOPMENT
• EXPANSION, MERGERS, ACQUISITIONS
• BUY-OUTS & BUY-INS

Because of our lenders vast experience in a host of situations across all industries they will consider requests for finance on other proposals not outlined in the aforementioned list, the proviso being, as with all submissions, that they meet the appropriate level of criteria and due diligence necessary So don’t delay contact ourselves today with your proposals.

Have you been refused many times for finance?

Do you feel it’s pointless contacting anyone?

Our lenders are sympathetic, realistic and open-minded to all financial situations, its very rare that funding cannot be completed by them.

However, if your situation is beyond our lenders broad consideration we can always look at other tools within our ‘tool box’ to stabilise your business and at the very least we would be able to successfully re-negotiate any finance agreements with your present lenders and creditors creating a positive cashflow.

It is our experience that once a period of stability and an efficient cashflow is shown to be in place for a minimum 6 month period we are able to re-present a funding proposal to a lender that is invariably successful.

Do you actually need funding, are you looking at your financial problems in the wrong way?

It is normal for some clients in trouble to keep borrowing thinking they can ‘borrow’ their way out of problems

Borrowing for the wrong reasons can actually make your situation worse

It is often the case where funding may not be required, as pro-active communication and negotiation via a third party can produce a result similar to re-financing on more attractive terms

It is important to remember that you have a relationship and history with whomever you owe money to, whether its a bank, a loan company or suppliers. Irrespective of what the present issues are with them it is easier and more prudent to re-negotiate with them than to find alternative creditors & lenders, this then safeguards and corrects your trading history with all whom you presently deal with.

It may be the case in the future where you require funding on something totally unconnected with your present business or require funding that your present lenders and suppliers are not applicable for, if this is refused for whatever reasons, such a decision can be overturned on appeal by utilising the references of your present bank and suppliers. Such references will carry immense weight to any other future lenders as this is a ‘true life’ indication of regular and correct payments on your behalf, so the longer the period they can comment upon in ‘knowing and dealing with you’ the better it is for any future funding application.

It is therefore reasonable to state that dealing with present lenders and creditors irrespective of the situation you are in is tactically better for yourself long term with regards to your credit rating, potential references available and future lending prospects.

We can act fully on your behalf to achieve your present and long term needs and aspirations

We will advise on the course of action that is correct for your circumstances

Don’t delay, call us today for a confidential discussion.